I have been trying to do everything I possibly can to deal with this. I’m just going to be frank and honest.
I’m $60k in debt, have spent ALL of my savings and 401k, Googling my ass off, trying my damnedest to find work to strictly help with paying my debt and bills.
I’m disabled and on SSDI and SSI which is a pathetic and laughable $963/per month. I made the huge mistake of using credit cards to pay bills thinking I would “figure it out” and all would be fine. To say I’m a fkn IDIOT is an understatement. I can’t find any work that I am physically capable of doing. So, I decided to go back to school to earn a degree, or at least learn a skill (non-physical), to position myself for greater employability, growth, success, and prosperity. Unfortunately, I’m just about too little, too late. I’m about to lose my ass. My credit went from 820ish to just a hair over 500 — and falling fast.
Can anyone give me any advice on how to deal with this situation? Are there any companies or outfits that are able and willing to help a disabled person with this much debt and hardly any income to make a difference? I may lose my electric and water by the end of the year. I even only eat maybe once a day, every other day.
I’m losing hope and I am close to giving up. I try to stay positive, but everyday it gets just gets worse. Any help/advice would be greatly appreciated, and I would be forever grateful.
Thanks for reading.
Ronnie E Howell