For those of you who recently quoted with me on homeowners insurance, I just found out we're taking a 24% average increase on the 20th. So if you're still interested we need to get it issued at the current quoted rate. On the auto side of the equation, the major players in Texas are taking 13% - 18% increases on auto insurance in March. Allstate just went through 2 increases in 6 months so we're standing pat until the summer. This cycle isn't over yet. Good thing we have basketball tonight so we don't have to watch the State of the Union speech.