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Homeowner's and Umbrella Insurance Policies

tsip despiser

Well-Known Member
Gold Member
Jan 28, 2004
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So I'm wondering how much each or your policies went up the last time they were renewed.

My homeowner's went up 18% and I live in the burbs of DFW. No hurricanes, no real wildfire threat, some hail (no claim in years), tornado is always a possibility, fires are incredibly rare and my local firehouse is within a mile.

My $1 mm umbrella police is literally now $1100/yr. Nearly a $100/month. This seems way overpriced, but I have 4 adults in my house, so..

I am with State Farm and have been for 30 years. I'm going to shop homeowner's, auto (x4 vehicles), and the umbrella policy.

Anyone switched recently, saved money and and had a good experience??
 
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